They have sent a letter stating that I have a 'seriously delinquent account' with AT&T, and offered me 60% off the false debt. I have done some research and found a lot of negative information about Palisades, including the fact that the owner of the company is a convicted felon. They have been leaving harassing voicemail messages threatening me with 'a nasty legal mess, ' and a negative credit rating. They also read the last four digits of my social security number to me in one of these voicemails, and said that they have all of my personal information. I will be dealing with them only in writing or through a lawyer. I've filed complaints with the BBB and the FTC.
This collection agency has put an item into judgement on my credit report on behalf of AT&T wireless for a supposed debt owed to them. I have never had an account with AT&T Wireless and have been in contact with them. I spoke to several different representatives in AT&T and confirmed with them that I have never had an account with them, in fact, they don't have any of my information in the their system as an existing client at any time. I've reported them to the FTC and have submitted disputes through all three of the credit reporting agencies to have this false information removed. The Plaintiff Attorney listed on my reports is Pressler and Pressler. I've contacted Pressler and Pressler and was connected to a "supposed" paralegal by the name of Dave S. and another by the name of Micheal, who didn't give me a last name, they said that they were no longer handling my account and gave me the information for Asta, who I just researched and found it is affiliated with Palisades LLC. They are extremely rude, unprofessional and unhelpful.
I was send to collection by this company and I HAD REQUESTED some kind of proof whit no luck, I went to ATT wireless because thats the company that send me to collection but, they dont have any notes that my account has been late or delinquent for the past 7 years. please remove this negative information from my credit report.
I received a phone call from some gentleman @ Palisades, LLC back around the Holidays on a Sunday evening after 9:00 pm ( if I am not mistaken, that is illegal in it's own right ) stating that I had a debt on an old AT&T account...I have not had AT&T as a provider since late 2001...He asked me for my full name, my address, my employer, my DOB, my SS#, my marital status, etc...I informed him he would get none of that until I received something in writing indicating not only the debt origination, but proof that he had a right to call me as he didn't have any pertinent information...Of course I received a bill and followed up with a phone call again requesting more information...I explained that AT&T would hardly have sold a debt without it ever appearing on my Credit Report...The young woman I spoke with was very rude and again with the personal questions ( why is my marital status important on an old debt? )...I divulged nothing and I hope anyone here adheres to that same notion...Can someone please help me as I am apparently not the only person suffering this...I found out they hit my credit like most others here while applying for a loan and I am told this must be removed to continue that process...Palisades states that my debt with them is for $375.00 and that it must come from my not satisfying the 'early termination fee' when I closed my account with AT&T...That is not the case; I moved to Verizon once my contract termed for a better rate plan ( but of course they provide no dates )...I work two jobs and don't have the income nor the time to satisfy something that I know to be incorrect...Can anyone guide me in the right direction that has had speedy significant results with little time on the phone?