Be very, very careful. DCCU is very nasty and will move next to take what they want and will NOT work with you. I have tried to work with them in the past and they WOULD NOT. They simply chose to do a "write down" on loans rather than work with me.
On a mortgage that has gotten behind as a result of moving and changing jobs, renting the property, loosing tenants, and so forth. Wanted them just to be forthcoming about opportunities avialable through Fanny Mae to woithdraw gracefully or do a HAFA and their mortgage rep was completely noncommunicative. Suprise, suprise...the property was NOT upside down and they stood to GAIN money from the foreclosure.
