They are bottom dwelling fecal matter that absolutely can be beaten and punished by using their own documents against them. Pool your resources together and get your documents in front of a superior court judge. Recent changes in law provide for hefty attorney fees, (statutory), and punitive damages to the courts discretion. I suggest to those that have been violated by these mercenaries that you file a police report for CRIMINAL charges. Bring a copy of the violated codes to the cop shop with you. show them the loan docs. An officer will have to follow up and go visit them. its time to apply some pressure on this criminal property racket. How do they sleep at night? On a bed full of illegally obtained monies and they are proud of it!