I received the same letter from Universal Rewards & Trust Co. in the mail yesteday, Dec. 16, 2008. Along with it was the same check as everyone else received, in the amount of $4, 875. I was to contact Mr. Steve Collins at [protected] and the ironic part was that the his direct line phone number was the same as listed at the top of the page as the company phone number. I was skeptical and called my daughter who is a loan officer at a local credit union. We researched the company and found what we expected. I have also turned the paper work over to the fraud investigation dept. and they issued copies of the bad check to the tellers for id purposes in case a member trys to deposit one to their account. This is all so ridiculous and how many elderly or unknowing people fall for this!
