my wife took membership and canceled after a year and even after cancellation they still charge us for 2 months more and we got calls from collections agency for 59$ ridiculous and no cooperation there. even before collection calls we both went to the manager showed they charged us after cancellation she said she will fix it but then after a week started getting collection calls and we called the manager to ask why we are getting collection calls and she would not come to phone and made excuses for 3 weeks. it is a full rip off. now i am talking to head office and they don't even have the record of us paying 100 assessment fee. YMCA is a lot better please dont take membership. i believe all the people who are complaining are all right.