thank you for sharing your experience here, especially because i'm newly divorced and was researching qdro's (which is how i stumbled across your experience)
while your experience was unfair, unfortunate and very decietful, the financial advisor in question was certainly wrong and misleading to your wife. axa didn't fraud your wife, the advisor did.
most financial advisors work independently even though they may be represented by a national corporation. your financial advisor is 100% to blame here, and most companies, like axa, want little or no involvement in cases of fraud because the responsiblity lies in the hands of the financial advisor.
advisors are personally and independently responsible for retaining all records of business conducted and while some advisors (such as the one your wife used) may not keep honest and organized records. it IS their job to do so.
