I would like to know how long this has been in effect. When I was employed by Anheuser-Busch I could make what are called roundtrips at any time. Now that I am retired from A.B. they start up with this what I call nonsense. I had made only 2 changes in my portfolio in the last year or two and they sort of scolded me on the phone, then I get a letter of explanatiion in the mail about 2 weeks later. Whats up with this?