We went through this same scam with them, best advice I can offer you is let them take you to court and stop dealing with this scam company. Judge will award a fair interest rate and you will then be able to see the light at the end of the tunnel.
I can tell you no matter how much you pay on this it will not go down, Like I said just goto court and make sure you show up at court so it can be set up so you can get this taken care of. As long as you continue to deal with benificial or what ever ### lawyer they hire they will try to keep you paying on it.
Just before I went to stand in front of the judge these ### tried to offer me a settlement of 8k or 11k that I could pay on, I told them no way, went before the judge. Judge set it at my remainder of what I owe (which was roughly 2k) and 6% interest compounded monthly, not daily like these jagoffs where trying to get.
