Anna! Im am in the same boat! I signed up with a wells fargo representative, they had better help me or im going to flip out! FDGL is a complete scam, for our government to let this take place is an outrage! I run the Bureau of Credit Justice, so after i have to close my bank account they will call, but will end up paying me in the end way more due to a harassment lawsuit...Anyone have an results regarding this company? how does this [censor] happen?! i was totally con'ed into this...im just lost in translation right now...