Send a request to your Federal Representative to amend ERISA to state: Whereas MetLife has lost 100% of cases regarding long term disability if the US Social Security Administration has awarded and continues said benefits;
1) Make all LTD policies continue LTD benefit payments as long as the US Social Security Administration continues said benefits.
2) All days not paid to claimant require an additional 110/day fine as defined in ERISA.
3) Insurance Carrier must pay out entire claim in full in a non decremented lump sum as has been established in Federal Court cases
4) Insurance Company in violation must pay, under Sarbannes Oxley, the US Dept. of Labor 110, 000/day of denial of legitimate benefits to claimant.
5) Disability Representative and Manager as well as Executive and CEO of said Company in non compliance after 4 violations in a 12 month period face mandatory Federal Jail Sentences of not less than 1 year and not more than 5 for each violation, as spelled out in Sarbannes-Oxley Act of 2002Then post the face of Pam Wolber the #1 violator at MetLife on YouTube a Crimanl and violator of human rights against the disabled. (She is noted as having denied a mans disability 1 month after he had a heart transplant causing his death by stress.
Benefit:
Saves Taxpayers money (The Insurance Companies are always taking time in Federal Court at cost to US Taxpayer.
More profit for Stockholders/Less Corporate CEO Fraud. (MetLife CEO profits from IME reports from MES (5% kickback to him) and MetLife has LOST every case in Federal Court on LTD Claims) (MES hires OFF SHORE IME Reports from non-US accrededated "Alleged MD's ... that are not AMA Certified) (MES Executive has an offshore "alleged MD and holds a non-US passport and is not allowed to be a Federal Contractor yet has one which is a State Department Violation.)
Lets the disabled concentrate on recovery verses benefits allowing potential return to work.
again ... send this request for legislation to your SENATOR, REPRESENTATIVE and to teh PRESIDENT.