First Franklin screwed us as well, Had to send our paperwork in three times, they said they didnt receive it, then they said it went through the paper shreader, After months of waiting, I called and they said it would be a nother three months because they were behind. The lady we delt with talked us through the modification papers, papers show my modification interest rate is 9.0 and they dropped it to 8.99 and my payment went up $250.00 a month. She said we had to make three monthly payments, Then after that the papers would be re drawn up and the interest rate would go down sugnificantly. Well lies lies lies, made on time payments for 5 months and no paperwork, I called and left messages 50 times, no body ever answers, and they dont call back when you leave messages. How is paying $250.00 more a month a modification to help me save my home? I dont know what else to do but let it go to forclosure and walk away. Chris
