HomEq caused us to lose our house in 2015. It all started in 2009. The bottom of my husband's small contracting business fell out. When the 'banks' stopped lending, builders stopped building - EVERYTHING came to a grind halt. We saw the handwriting on the wall. We begged for a modification. We sent them $9, 000 that I had to borrow from my 401k and NEVER applied it. We had a receipt for the wired money but a forensic loan auditor could not find where they applied the $9, 000. They told us we qualified for a modification and after that they pretty quickly closed up shop and then sent a letter concerning the mod but the payment was higher than the original one! My husband got a good paying job inside of 6 months but it was too late. We were too far down the rabbit hole. By then the account was in the hands of a foreclosure mill and a guy (Greg Dorn) who wanted the house so badly that the second we sensed we were going to falter trying to be proactive - he was there with an offer of a short sale. HE KNEW all of our business. He now lives in my house on my ancestral water front property at 2000 Wilson Point Road in Baltimore County. I am convinced he knew someone in that foreclosure mill (Shapiro & Burson - at the time- they got rid of Burson for improper oversight - whatever I call it fraud). We fought them for five long draining years. We lost our house, 401k, ancestral waterfront property and our dignity in the process. I never expected to have to beg in open court or beg Dorn not to take my house. We will never recover emotionally or financially.
