Everything I have read here about First Franklin is FACT! If you've been helped by them and had no trouble, you're one in the million so thanks your stars. For the rest of us, it's true. I lost my husband to cancer in 2008. Six months later, I lost my job - laid off. My son was in college. I got behind on my house notes and I just didn't know what to do. First Franklin gave me the biggest arounds and nothing but grief even though I was working with a home modification company. First Franklin did not want me to work with this company, they wanted to deal strictly with me. The lady from First Franklin who called me often acted as if she took such pride in telling me what the "government" was expecting of me. I don't know what the heck they were doing with my paperwork because they asked for the same paperwork over and over and over again. They finally brought my house note down, but they put me on a three months trial. After the three months trial, they took the note back up to almost where it was at first. Well, what the heck did I go through almost a year's headache and suffering with these people for if I they just took it right back to where I started in the first place! And guess what? They are STILL asking for paperwork that I have submitted I don't know how many times!
I have finally learned about NACA and I have attended the meetings and submitted my paperwork to them. I hope they can help me because I really don't know what to do. I am in my 50s and even though these jobs deny it, they DON'T hire your if your a certain age. So I am getting into my own business and it is growing slowly but surely, but in the meantime, First Franklin is trying to take my home for sure. My husband worked too hard for this house and with the money he had put into it, I will NOT hand it over to First Franklin. If they want it that bad, I will take everything my husband and I put into it before I let them have it.
