My husband had a car loan with M&I. After a hailstorm in 2008, our insurance company "totalled" and paid it off. Since that time they have been trying to collect more money from us. It started at about $200, but we insisted we did not owe it because it had been paid off by the insurance company. They have continued to harass us and now the amount they are asking for is over $800! Ridiculous and terribly dishonest!