You hit the nail on the head !
I too have found an OSP mystery charge on my ATT bill, and I now have to go back and check if I've innocently paid earlier bogus charges.
But are ATT, Verizon and other such companies parties to this fraud?
I never authorized ATT to accept these charges, so my guess is that they look the other way and process them because they get a portion in the way of a kick-back.
Even a single charge, multiplied by millions of subscribers is a monumental monthly take, equivalent to white collar crime with an assault weapon !
There's a lot of corporate espionage among these guys, because as I am about to close a refinance with my bank, only to lower my interest rate, I am inundated by internet and mail offers.
First Ohio Lending is one of them and it offered the lowest APR of 3.65 plus what caught my attention is that they represented themselves as HUD Approved and further said my loan would come under a HUD sponsored program that would save me thousands.
Can they say this if it's not true?
Any recent experiences out there?
