We are in the same boat. We have had very little contact from Navy Federal Credit Union. It's almost like they are arrogant. But they about to lose 85K when we file bankruptcy and they get pennies on the dollar, if that. Good going Navy freaking Federal Credit Corporation. I have dealt with Keisha High who is totally useless and has the nerve to take offense to the fact we request a short sale. If she is assigned your processor, good luck to you.