The collector, "Bill" is a bunghole.. he started offering a settlement and when I tried to negotiate with him he then stated "our company isn't willing to do business with you anymore.." wtf is wrong with the guy.. meanwhile i was going to pay him what he asked.. but he closed the deal.. now i have this stupid vehicle in my garage.. oh well... their loss.. the repo man cant even get it from my garage... if he wanted it so bad why didnt they pick it up when i filed bankruptcy? Ameristar Financial is a very bad company!