I strongly agree. Just a few days ago, I thought I was applying with a respectable company as well, MNI Credit Report, and when I entered my charge card information, the result was "we cannot process your payment, please contact (ph #) to complete." Therefore, I assumed the request did not go through to find out today that I was charged $14.95 by MNI Credit Report for nothing! I did not received a report of any kind from them.
