Just a thought... maybe the people above should actually READ what they are signing BEFORE they get the IKEA credit card. That way, they would be better informed of the EXACT terms and conditions! The problems stated about could be easily resolved that way and/or by holding onto the documents they had signed and using them as proof. Also, it is not someone else's fault that you cannot make a payment on time. It is not the company's problem to change the date of your payment so that it more convenient for you. It is a BUSINESS. If you REALLY don't have the money... maybe you shouldn't be buying furniture. I came on here looking to see what people were saying about this credit card as I will soon be getting one. Some of the excuses are actually funny. You guys blame everyone else except your own mistakes that you made in not reading the fine print and/or being pro-active and asking specific questions about the terms and conditions of the contract. It's the same thing as when you are buying a house, opening a bank account, getting another credit card, etc.
Simple... Take some ownership/responsibility and use it as a learning experience of how to look out for yourselves better.
That's all.
