Ambank is the worse bank that I have ever been dealt with so far. This bank is really a lousy bank and I promise I will never deal with this ahlong bank for the rest of my life. They are good in collection but their customer service is damn lousy. They do whatever they like without informing you.
If you have difficulties in paying your instalment, they will enjoy by throwing the big stones at you until you die. They charge you penalty and increase the highest interest rate, they also phone you by talking like a ganster to demand money from you.
I am in the process to transfer my housing loan to other bank.
