I too am in the same deal with first franklin...i have 10% on first and 11% on the second my monthly payment is just over $2500.00 a month, i was told that i need to show a hardship so what did i do...i told them they where not getting payment this month. They asked why and i told them my interest rate sucks and i need to show a hardship, so now that i have done that and took a hit on my credit report they are telling me that i dont qualify. i was also told i signed the documents. NO S**T! Im not stupid but i just would like a low interest rate like everyone else. I just got off the phone with them today i told them i have no problems burnning this house down... then they told me that my insurance wasn't payed yet...WHAT A SHAME! I DONT WORK MY ### OFF TO GIVE IT ALL TO THEM
IM DEAD SET ON LAW SUITE I HAVE ALREADY TOLD THEM I WAS GOING TO DO THAT
SO LET DO A CLASS ACTION ON THEM