It sounds like Zibby was there to help you get approved for something that you wouldn't have typically gotten approved for. Then you didn't read the lease you signed because you must've been in such a rush to just take the merchandise that they so graciously approved you for. I know for fact they do not charge interest, so it sounds like you also exceeded your 90 days same-as-cash which resulted in you having to complete the lease...the lease you signed and agreed to. But some way, somehow...this is Zibby's fault? Ok.
