I was almost going to be a client but I do agree with the women above. If your getting a really bad CC or bad loans at terrible rates, why would anyone want that. Your company forces your clients to take a bad loan that you got for them and then you charge them a crazy price for it. It doesn't make sense to me. Your fees are just out of control which is why people feel scamed. Make your prices more reasonable, get the credit people want, don't force things on them with your contract and you might just not only stay in business but might get some real praise.
