I submitted a request for modification on Jan 7, 2009 and they confirmed receipt on Jan 9, 2009 when I called. I have called weekly since then trying to get them to modify my loan in order to keep my house. My situation is similar to so many others, job loss and health problems -- but my greatest fear is not having a roof over my head. To date First Franklin has and will not call me and when I leave a message with the assigned negotiator, Jessica - I never get a response. My fixed interest rate is 9% and I'm simply trying to get it lowered at least a couple of points to help me handle the payment. I stay one monthly payment behind - which would likely be current had they worked with me five months back. Isn't it comforting to hear that they are now owned by Bank of America, literally the largest group of banking thieves in this country that's still in business.
A--hole - let me guess, you work for a bank right? Ah-h-h, as the saying goes "May the fleas of a thousand camels infest your arm pits." Better yet, may you experience just a little of what these people have gone through in their lifetime. Which, by the way, I hope your's is short. On the other hand, obviously you are so smart, I'm sure your life will continue to be perfect - without illness, job loss or God forbid, trusting someone in the mortgage business that presented themselves as a professional. I personally think you are arrogant and uninformed, but obviously you think otherwise. Please do us all a favor and go find someone else's soapbox to get on -we really don't care to hear from you.
Mad in Memphis
