Like all of you, I too have had nothing but problems and outright lies with this company. My mother and I bought our house in 2006 with an 80/20-we were encouraged to utilize this plan. We did not get the closing dcouments from this loan service until three hours before closing-furthermore, our truth in lending statement came one month after the closing. Our interest rate is 7.6 and 11.9 %. My mother had a bad stroke 1 1/2 year ago and her income is goes towards a private sitter. I have requested modification to no avail--just fed lies after lies. I am a single working mother with a good job--Thank God! but absolutely no assistance from them. I have had to file chapter 13 to try and keep the house, but FF is protesting this. I lost my car trying to keep my house by making double payements. I asked for a modification and discovered--to my horror--that it was a forbearance with notes up to 3200.00 a month. If there is anything I can do to sue these people--please help. The stress of this whole process caused much grief to my mother and I really believe that her stroke was caused by their predatory lending practices. Now I have to pay the house note and an additional 800.00monthly--FF claims that I am behind this much--this is not true. Any advise will be appreciated.
