Hi, I purchased a living room set from Ashley here in Central Florida. My furniture was a great sale that included that if the balance were paid in six months, there would be no finance/interest charges. The total of the sale was $1000.00 plus corresponding taxes. Total should have been $1070.00 We paid a down payment of $275. We then made an installment payment of $160.00 for a total of $435.00. We were then told that the new balance was $1050.00 WHAT? As it turns out this bastion of great furniture and prices sold/transferred (without our knowledge and consent) sold our account to RAC (an organization that I would never do business with under any circumstance because of their business practices). We never knew the RAC was a part of the contract. We would never have contracted with Ashley. Of the $160.00 payments only about $50.00 would go toward the price of the furniture. All other monies paid would go to RAC's fees and finance charges. This is practice is called bait and switch and also the contract is void because it is unconscionable and could be based on fraud. The good thing about the paperwork we were given was not signed by any of us. I am prepared to sue the living crap out of Ashley and RAC.. We signed papers with Ashley (for their furniture) but did not sign papers with RAC. If anyone out there has had a similar problem as stated above, please send me an email at suvidal@hotmail.com. Thank you. - Joey
