No, no scam. They are a debt collector but they don't seem to try very hard to get their information correct. I am now in the process of filing state and federal complaints against FMS, Inc. and the individual that keeps harassing my family, supposedly his name is Mr. Marshall, but I doubt if this is really the case. They keep calling for an individual that, of course, does not live here. They are abusive and threatening and have been told on several occasions to stop calling however, they continue to do so. I told Mr. Marshall that I would be taking legal actions against his company and he told me, "...I'd like to see you try it." Anybody being harassed by this company should file a complaint with your state attorney generals office and the FTC. What they are doing, does in fact, violate state and federal laws.