I complete agree with you! I just received my first call from this company on 11-21-08 (yesterday), BEFORE 8am (which is against FDCPA), threatening that this account was in the "pre-legal" stage and I needed to pay my account in full. Oddly enough, they offered me "the only possible settlement amount", which I still couldn't afford, and they then went on to cut the cost down even more. However, I was told by "Steven Bloom" (yeah right, like that's your real name) that this "small" amount was meant for "poor people who were really living in poverty". Since when is $4400 (down from 7250) something they would offer ONLY to people living in poverty.
I am so frustrated with companies like this. For anyone else who deals with calls as horrible and full of empty threats as this, get advice from experts, like Dave Ramsey.
According to other people's stories online-one coming from someone who worked there-NES doesn't seem to have the power to file suit, only to turn the debt over to the original company. I don't know if that's really true though. I do notice a pattern of a man identifying himself as an attorney, and NES as "NES & Associates, LPA" which is a "law office". This company doesn't even have my appropriate place of business, so they obviously aren't doing their research.
I will keep this site updated when I communicate with them from now on. I wish there was a way to link this to the other NES comment board on this website.
