i, just recieved a letter today and a check for 4875.00 .told to contact tax agent to pay 2875.00 in gov.taxes via western union or money gram before cashing check.i felt something was wrong and this was to good to be true, so i looked up universal rewards& trust co and found that this was a rip off and scam.thankyou, thankyou for your reports.it reaLLY HELPS PEOPLE WHO NEEDB THE TRUTH.