Five years ago I closed my B of A checking account. I opened one with Wells Fargo. Three months later, I was notified by Wells Fargo that my account was to be closed due to the fact that B of A took action against me for having unpaid overdraft charges. This action made it illegal for me to have any banking in California so I had to go out-of-state and open an account with a Federal Credit Union that my family members belong to. I am a disable person and this has been an extremely hardship on me. How could I have been allowed to close my account without B of A (at that point) withholding any fees, overdrafts that existed on my account? I went back and checked my bank statements and discovered that I did not have any outstanding fees or overdrafts on my B of A account when I closed it. Now I am being hassled by collection agencies for the amount of 133.00 dollars (B of A claimed my overdraft was 30 dollars). Can I fight this? Is this illegal for B of A to place an overdraft on my account after I closed it?
