I googled "Dependable locks", and this site came up. I live in Southern California, and had a very similar experience. The guy was late, demanded cash, and had a Star Of David hanging from his mirror. He drove me to the bank, I withdrew the cash and paid him. He took off as soon as I handed him the money, and I had to walk home.
Is Pulkit Sanganeria a distinctly male name in your country, does the credit card have your picture on it?
Credit card fraud is very common in the United States. If they saw a woman with a credit card that had a man's name on it, that might have looked suspicious.
In America, it is not unusual to ask for ID when using a credit or debit card.
