If the situation was reversed , then would you expect your insurance company to pay for the other person's damages, regardless of cost? Why did you not stop the person from leaving? It is not fair that the woman who was pushed into you should pay for your damages. Contact your insurance company and ask if they would have paid. I've worked for several different insurance companies and not a one would pay if their insured was not at fault.
We had almost the same issue with them. We had been paying our insurance for 6 month periods. Last May, our bill was due on May 18. I called them and told them that we would pay on May 30. I paid the entire 6 month premium for both renters and auto together. My policy was due for renewal in November. When I went to pay me 6month premium in november, I was told that I now had to pay for the entire year. When asked why, I was advised that they had to send a letter in May. Keep in mind, my policy never cancelled at all and I have been a member for 10+ years with multiple products with USAA. Well, we switched to another insurance company because they refused to work with us. Apparently, they renewed the policy anyway and charged us for another month of premiums. One day we went to get online and were locked out of the online banking because we had a bill of 48.00 from the insurance. We called and asked what the banking had to do with the insurance and how could we pay a bill we did not even know we had. We could not do any deposits online and had some money to deposit. It was so frustrating and I do not agree with how USAA shares it info across the different companies. If I owed money to Allstate, I would not lose my banking right with Wachovia so how does USAA get away with crap like this?