This company is the worst credit card co. ever. They took over a providian account, never sent statements, locked me out on-line, can't give me account number on phone, and increased the rate to a ridiculous and criminal amount.
They don't send statements so they can charge you out the wazooo.
When is the FTC going to do something about SST?
Be careful settling debts with apex. They won't report the payment to the client they purchased the debt from or your credit agency.
They are even rude and intentionally give you the wrong information WHEN you are trying to clear your account with them!
It is unbelievable!
You'll end up having to dispute information, contact the FTC and their client. Do yourself a favor and contact your credit card directly and arrange settlement with them.
APEX is a joke.