I have applied for personal loan in chandigarh sector 35 branch. I've submitted all the documents and all the queries and have been done from urside. Ur executive ms. Prabjhot tiwana called me in office for legal documentation for sign and all. I ve given 4 post dated cheques to her and she said tomorrow take ur cheque which will be ready. Next day new story came to me that my loan is not approved. She returned me all the documents. Till then it was fine,. I got surprised that on my post dated cheques it is stamped. It means my loan has been approved but some of reasons she returned me back. It might be any personal grudges and all behind of that. Beware of Citi Financial!