If you are scammed watch this. This was on 20/20.
http://au.youtube.com/watch?v=DAUDBwx5rAI
If your bank does not refund your money sue, this clearly shows anyone signing was a victim of fraud. Submit the transcript of program as proof:
Vacations for Life: Too Good to Be True?
Royal Holiday Vacation Club Subject of Numerous Customer Complaints
By ANDREW...