Penny Mac review: Mortage

I am seeking your legal assistance regarding several urgent matters involving the estate of my late husband, Theadore Farris, and our shared home at 1316 North Limestone Street, Gaffney, SC.

Theadore and I lived together in a committed common-law marriage for many years. Since his passing, I have faced multiple challenges that I believe violate my rights as his surviving spouse:

1. Wrongful Foreclosure – Our home was foreclosed without proper notice or due process. I was never given the opportunity to assert my legal standing or protect the property, despite my residency and contributions.

2. Life Insurance Dispute – I possess documentation showing that Theadore held a life insurance policy naming me as beneficiary. The insurer now claims the policy never existed, despite the paperwork I have.

3. Probate Court Barriers – I have attempted to open Theadore’s estate in Cherokee County Probate Court but have encountered resistance and delays. I am seeking recognition of my status and the ability to protect what remains of our shared life.

4. Recent Purchase Interest – On October 2, 2025, I received an email from a Homelight client manager expressing interest in purchasing the property. This raises serious concerns about the status of the estate and the legality of any sale.

I am prepared to provide all relevant documentation, including affidavits, financial records, insurance paperwork, and communications with the court and third parties. I am seeking your guidance on how to:

- Assert my rights as Theadore’s surviving spouse
- Challenge the foreclosure and prevent further sale or transfer
- Pursue restitution for the loss of our home and potential insurance benefits
- Navigate the probate process and protect my family’s legacy

Thank you for your time and consideration. I am committed to pursuing this matter with dignity and determination, and I would be grateful for your support.

Sincerely,
Michelle Farris

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