This company comes out of nowhere and hits my credit report with three collections from my ex wife for not paying maintenance fees on a time share that is her responsibility. In the divorce she was given the time share which was up to date and paid and I have the court papers to prove this... Even knowing this the company still reports and harasses me to pay for a debt which is clearly not mine. And I definitely have not entered into a contract with this company to owe them anything at all.
Desired outcome: I would expect a legitimate company to investigate and remove these collection accounts off my credit report and go after the person responsible for the debt.