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Around January 2025 a creditor/lender advised me that a debt collection agency LVNV FUNDING,LLC listed a so-called debt on my credit report on 08/22/2024.
The amount of debt $888.00. I was furious because I never ever received a debt collection letter concerning this matter, under the (FDCPA) A Debt Collector must send a debt letter to the consumer giving them 30-days to dispute and asked for debt validation. I emailed them and told them I would sue them for violating my rights under the (FDCPA) & under the (FCRA).They never responded to my email instead they posted a comment on my credit report that consumer disputes.
Claimed loss: Each day this is on my credit report is another day of violations & damages. On May 22,2025 that will be 270-days.
Desired outcome: Remove, delete from my credit report and never list or transfer this so-called debt.
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