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CB Financing and Loans Review of Deidre Prozinski & Associates
Deidre Prozinski & Associates

Deidre Prozinski & Associates review: Loan Mod SCAM 16

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9:12 pm EST
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On May 4 2009 I hired Prozinski and Associates to modify my home loan. I paid a fixed fee of $2499.00. On October 20 2009 I was denied my loan modification. On December 19 2009 I received a letter from Deidre Prozinski (3030 suncrest dr. unit 106 San Diego [protected]) stating that she will not honor the refund policy because Prozinski & Associates are approaching insolvency. I have filed with the BBB and the California state board. If anyone would like to file with me then lets take her to court.
Kris Uranga
[protected]@aim.com

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The complaint has been investigated and resolved to the customer’s satisfaction.

16 comments
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kevin/penny
Eau Claire, US
Oct 06, 2010 6:00 pm EDT

We fell into her trap also and would like to be added to any lawsuits to file against her we experienced dealings with harvey miller also. we will be filing a complait with the better business bureau in california against her and the company she was representing.

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Los Angeles Attorney
Sherman, US
Sep 16, 2010 2:07 am EDT

I would like to speak with anyone who has information regarding Pete Zullo, Harvey Miller, Real Estate Options Group, Deidre Prozinski, Samuel June and Peoples Direct Lending. Contact me at venturepwb@aol.com. I am gathering information for a legal case.

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SantaAna3458
Santa Ana, US
Feb 13, 2010 12:30 am EST

Peoples Direct is not a company of Diedra Prozinksi. We have it all wrong. She hired over 20 companies that did marketing for her. They are third party companies that did not take any money so we have it all wrong. If we are going to be successful with this we have to have our facts correct. Prozinski and associates is her company. Her processing company that actually handles our files are The Real Estate Options Group. Peoples Direct and the company next door are marketing groups not owned by her and have no access to any of our files, they are hired by many mod lawyers. The phone number [protected] is not for prozinski and associates. It was [protected]. Once again if we are going to do all of this together please let us get our facts straight. If this continues we will not get anywhere and we will look ridiculous.

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fdwsc2005
Addison, US
Feb 11, 2010 6:43 pm EST

The phone number is correct for peoples direct lending [protected] however I can't get deirdre prozinski from the automated prompt, in fact no one comes up and it keeps starting over?

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fdwsc2005
Addison, US
Feb 10, 2010 10:11 pm EST

Did anyone use a third party for their "attempted loan mod" or did you all go through her directly?

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fdwsc2005
Addison, US
Feb 10, 2010 9:54 pm EST

My brother fell into the same trap how can he join your effort to find and go after this trash. I hear she went bankrupt, if so we may be out of luck unless we can go after her new business if that is true...

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Rob Ripped Off
Mountainside, US
Jan 28, 2010 5:10 am EST
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Same situation as you. I will be overnighting complaint files to the State Bar and AG's office so that Charles Calix of the Bar can add these to the depostion of Prozinski to take place on 2/17. She is a scam artist who takes money, does little or nothing, closes down one business and reopens under another name weeks later. She is obviously sophisticated and highly unethical...someone who preys on desperate and frightened people. Its clear from reading these posts that she know exactly what shes doing and is highly educated. In her latest scam operation website, Peoples DIrect Lending, she claims to have clerked for the Office of The United States Attorneyand under the Honorable Thomas Mitchell, San Diego Superior Court, Probate Division. Perhaps she feels her insider political ties and background will blunt any action attmepted by the State Bar or AG's Office. Also, I have file with Master Card requesting that the original charge paid to her firm in August of around $3000 be reversed. If youpaid by cc, suggest you do the same.

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Jade
Aromas, US
Jan 27, 2010 10:32 am EST
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This Witch (nicely putting it) has had several modification companies in various cities. She takes clients' money and then closes up shop. By no means is she broke.
She has a deposition hearing with the State Bar on Feb. 17, 2010 and of course she will deny everything. Complaints must be submitted asap to the state bar. Here is some info I received from Charles Calix, who is working on the case:Charles.Calix@calbar.ca.gov
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Dear Ms. Whitehead:

The State Bar of California (“State Bar”) is the quasi-governmental agency that is responsible for admitting attorneys to the practice of law in the State of California, and then monitoring those attorneys to ensure that they do not commit misconduct.

The State Bar opened an investigation into Deidre Prozinski, and Prozinski & Associates (“Prozinski”) after it received complaints about Prozinski. As part of its investigation, the State Bar is going to conducted Prozinski’s deposition on February 17, 2010, which is a formal question and answer session recorded by a certified shorthand reporter, who manually transcribes everything said during the proceeding into a booklet. If you would like to file a complaint with the State Bar about Prozinski, I would appreciate it if you mail it to us as soon as possible so that I can review your complaint while preparing for her deposition.

The State Bar cannot serve as your new attorney or provide you with legal advice. If you believe your loan modification may be pending, it is vitally important for you to immediately contact your lender and determine the status of your loan and loan modification, especially if you stopped making monthly mortgage payments or communicating with your lender. You may also want to contact the non-profit (free) service “Hope Now” at www.hopenow.com or at (888) 995-HOPE. Hope Now is certified by the U.S. Department of Housing and Urban Development, and is recommended by the U.S. Federal Trade Commission. You may also want to review free information on the President’s plan to assist homeowners at www.makinghomeaffordable.gov. If you need assistance in locating a new attorney, you may want to contact the local county bar association in your area.

You may file a complaint with the State Bar against Prozinski. Attached please find the State Bar complaint form. Some things you should know about filing a complaint:

· There is no fee to file a complaint.

· You do not have to be a U.S. citizen to file a complaint.

· When you file a complaint, you should supply photocopies of any papers, such as letters or canceled checks that relate to the problem.

· The State Bar will send you postcard when your complaint form has been received.

· Your complaint will be input into the computer system and a State Bar lawyer will read it to determine how the complaint will proceed. This process can take from two to three weeks.

· Your complaint will then be assigned to a staff member (likely myself) to conduct an investigation.

· You will be informed of the status of the investigation by a State Bar representative.

· At the end of the investigation you will be informed in writing if your complaint will proceed or if it will be closed.

· Should misconduct be found, a lawyer can be given a warning, put on probation, suspended from practicing law for a period of time, or disbarred (prohibited from practicing law in California).

You may obtain additional information about the complaint process by visiting the State Bar at www.calbar.ca.gov, or calling the Attorney Complaint Hotline at [protected] in you are within California or [protected] if you are outside of California.

I also have filed complaints with my local District Atttorney's office, the Orange County District Attorney, BBB, the Federal Reserve, and the State Attorney General's Office. All these are a must you should complain to. As they say, there is power in numbers. I hope this helps. You could also file a claim for reimbursement from the State Bar, but that will take over a year to get your money back.

I hope this helps.
Julia
jadewhitehead@yahoo.com

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Clueless in Hawaii
Mililani, US
Jan 27, 2010 4:26 am EST

I'm completely bummed! I fell into the trap as well. I last spoke to someone 2 weeks ago and I was told to fax updated statements and from that day I have not heard a word from anyone. No wonder...she's now called People's Direct Lending. How do these people continue to hurt innocent people and STEAL from us! Why was I even stupid enough to trust them...sigh!

I don't understand how people can be so heartless and sit around and read our emails that cry out for help and listen to our voicemails filled with concern and frustration.

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dan davalle
Chino, US
Jan 26, 2010 2:43 pm EST
Verified customer This comment was posted by a verified customer. Learn more

is there a problem with just going to small claims cort?

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GoalieDad35
Wauconda, US
Jan 26, 2010 12:05 pm EST
Verified customer This comment was posted by a verified customer. Learn more

You are all way ahead of the "game" then me. I became a client in February, 2009 and was told that the modification would be completed and approved in 3-4 months. To show
their "good faith & trustworthyness", Prozinski and associates would not take your file, or the $2500 until their staff reviewed all of your financial information.
Month after month I was told that my file was in the "negotiators hands" at the bank, and that weekly follow up was taking place.Fast forward to 1-21-10, and I'm told that Prozinski and Associates is getting out of the "Mod" business, and here is the number for the lender--the loan has been denied!
And you thought you could trust an attorney...

Hammer

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Rob Ripped Off
Mountainside, US
Jan 22, 2010 5:08 pm EST
Verified customer This comment was posted by a verified customer. Learn more

I agree. She did the same thing to us and is obviously a scam artist. Please contact me to coordinate a civil/criminal attack on her thru the State Bar and AG's Office.

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Jade
Aromas, US
Jan 22, 2010 1:07 pm EST
Verified customer This comment was posted by a verified customer. Learn more

You will not hear anything from Prozinski and Associates as she has closed down her Irvine business and opened a new modification company in Costa Mesa under the name Peoples Direct Lending: http://www.pdlending.com/index.php.
Many of have since received letters from her stating that she is dropping us as clients and she will not be honoring the 100% money back guarantee due to the lack of funds. She is on her 5th or 6th modification business. She had a couple in LA, and one right next door to Prozinski and Assoc. in Irvine. Many of us are filing complaints to the State Bar as well filing a claim with the Bar's Client Security Fund. Also, we all need to get together to file a complaint with the Orange County DA's office. The DA will not represent an individual, but if there is several of us he will represent the people.

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Momwolf
Purcellville, US
Dec 30, 2009 5:21 pm EST
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They just got me.
I retained a law group; Prozinski and Associates on Aug. 31st of 09 to help me with the modification for my home loan with Bank of America. They took money ($2975) and never did anything except fax Authorization to bank that I faxed to them and they didn't do that until I called on Oct.13th and got upset because I had not even been assigned a processor at that time and they had over a month to do their job or at least something.
I never even talked to my processor only her asst. Who agreed that my money should be returned. I discharged them verbally and in writing on Oct.19 when I was able to obtained pre-qualification myself after 4hrs on phone with Bank of America and they told me at that time they had not received anything from anyone except me.
It was only several days ago when I called Bank of America to check on the MOD that they told me they had received a fax from Prozinski dated Oct. 13th but it wasn’t entered into their system until the 19th of Oct. Bank of America appoligized for the delay because when I talked to them on the 19th it had not been entered into their system and they had told me the incorrect information.

Prozinski and Associates sent a letter to me stating that that they would review my case and get back to me by Nov 11th . about the return of my money. Prozinski and Associates knew I was in financial trouble but just kept pushing me off. When I called my Branch in Leesburg they told me that if I would have waited until the 11th of Nov. that I would not have been able to file this dispute. . This company is in no way fair or honest and does not due what they are hired to do.

I already filed with the Better Business Bureau.

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Walt Coker
Glendale, US
Dec 30, 2009 7:13 am EST

I'm sending a regular e-mail to kmumbles94@aim.com about her complaint issues. I agree with the comments and will help with what is becoming a sophisticated scam operation

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threekids
Sacramento, US
Dec 26, 2009 3:17 pm EST

many people have been scammed by this attorney!