I used this company off Lending Tree. They told me they were a direct lender, and I didn't find out they were not until a week before I closed. I chose a higher interest rate for lower closing costs and when I got to the closing table... I got both. I was assured that we would make our original closing date (until the day before I was supposed to close). We ended up closing 2 weeks later. My lender assured me that he would "eat" the $100/day penalty fee from the builder and that didn't happen either. I put $6000 down in Earnest Money and was expecting atleast $1200 back at closing, but instead I got smacked with another $3800 (owed). $10,000 to close and yet with the higher interest rate, that is just fraud. Basically they told me what I wanted to hear and lied to me the entire time. Not one thing they told me was true. I don't want anyone else to have to go through this nightmare, ever. My gut told me in the beginning they were bad news and I should have listened to my gut. This was my fist home purchase and instead of my husband and I being excited, we were disgusted with the outcome. They now won't return calls or emails. Great Service!
Best Rate Funding. Santa Ana, CA