Life Insurance from PFA / never explain the details
I have to say this passed year in the bay area there are a group of people suddenly became financial investment advisor, beware to the following people: Jack Wu, Lan Zhang, Lucy Liu, Bill Hong, Aggie Wu, Matthew, Bosco leading many others..
these people are not Educated well enough to offer people these type of investment Nor Life Insurance Policy, Life Policy is not a one size fits all type of thing!! not everyone will pick the same plan and option but sadly they have been pushing people on these so called life saving plans!! I was sold on one of the wrong plan later on i realized it's not a good fit for me, they also didn't explain everything in details and lots of mislead and hiding stuff going on, few Top guys claim they are making $120K - $3 Mill a year but they will never tell you how much they got charge back for it!! yeah charge back, they know not 100% of the customers will keep their policy, specially the one later on find out it's the wrong plan they have been slammed on. So if you guys hear about these people who are trying to hustle you either buying a life policy or join they to hustle others, BEWARD!!! if you want to get a great life policy go with AIG or other agent who sell National but not these guys!!!