Halo Debt Solutions / Do your homework!!!!!!!!
I signed up for the debt solution process through Halo Debt Solutions a little over a month ago. Since signing up I have had over $4, 000 withdrawn from my bank account and not one creditor contacted by Halo Debt Solutions. In other words I am suppose to lay out over $12, 000. BEFORE they do anything. The Attorney Generals office in my state are telling me that this sends a HUGE red flag up and they want to know more about Halo Debt Solutions. I have e-mailed Halo Debt Solutions, at the request of the Attorney General's office to see what they have done so far. After (2) e-mails there has been no reply!!! (Another red flag)
My bank has promised me that the money will come back to me! This story is not unusual. Credit solution companies make everything look great on paper, almost become your BEST friend with promises, but they will not begin doing anything if at all until they have taken thousands of dollars of your hard earned money.
I call on Halo Debt Solutions to refund my money immediately and appoligize for not contacting any of my creditors as of yet. For anyone seeking relief from debt, my advice is to lay out a budget for yourself and begin to talk to all of your creditors. They will work out a good plan for you. One of my credit card companies immediately offered to settle with me for 50 cents on the dollar of what I owed. I think that is because I contacted them, told them my story, and told them what I could afford to pay. I will soon begin doing the same with all of my creditors. Do your homework! Call the BBB of your area, contact your states' Attorney General to see if the company has complaints against them, and do not be in a rush. Search the internet and you will find what you need to make a better decision!!!
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