I got the same exact sort of call. David Taylor and Associates are lower than low. Buying this long-lost debt to basically ruin someone's credit score is absolutely despicable and I'm sure that karma will come back to get them and everyone that works for them.
I had a very interesting call with Tara. Several actually. She was kind enough to get my last bill with Cingular, the last 2 bills with Cingular, and she mailed them to me. Well, they've already effected my credit report, so I have no plans whatsoever to pay this bad debt back. The bills in question were more than done and resolved years ago. Like almost 5 years ago now. And it took the fine handiwork of David Taylor and Associates, ### of the earth, to do the good job of wasting everyone's time involved ( including their own ). What an amazing industry. I wonder what the profit margin is. I wonder what it must be like to wake up and drive into that horrible, thankless job. Truly, hell on earth. I actually feel bad for Tara and the people that work for David Taylor. The associates I should say. I'm not so sure they're even human anymore to take on such a soleless position with such a truly horrid organization.