When it comes down to it, it's not VESTA stealing your money, it's a prepaid customer STEALING your money and paying for their service through VESTA. Obviously when you call your bank they want to help you and make you feel good. But everyone needs to realize that of course their is a high # of fraud that happens when Vesta processes over 1 million orders EVERY MONTH. The percentage of fraudulent orders through Vesta is actually very small but when Vesta processes orders for over 8 or 9 different prepaid cell phone and prepaid calling card customers, a small percentage of a million orders is a BIG BIG #.
Don't get too worked up, call your bank and dispute the charges and VESTA will loose money, or call Vesta and request to dispute the charge with them and after they investigate the charge they will reverse the transaction or if that's not possible, they will send you a check. But your quickest bet is to dispute through the bank.