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The good, the bad, and the ugly - discover what customers are saying about LVNV Funding

Welcome to our customer reviews and complaints page for LVNV Funding. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with LVNV Funding.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used LVNV Funding's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with LVNV Funding, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

Please feel free to browse our reviews and complaints and share your own experience with LVNV Funding. Your feedback is an important part of our community and will help others make informed decisions.

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7:56 pm EDT
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Featured review
This review was chosen algorithmically as the most valued customer feedback.

Lvnv funding has purchased two accounts from a very poor credit card company which I did business with several years ago now. When I called them about the 2 accounts, they tried to make me pay $1 with a debit or credit card to verify who I was or they wouldn't discuss it with me! I refused because I don't do extortion and got hung up upon promptly. I tried...

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3:13 pm EDT
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LVNV Funding Old Debt

I monitor my credit report every week. I noticed that an account was opened in November of 2012 as new. I have never received any correspondence from this company. My attorney explained to me that they buy up expired debt and reopen as new accounts. I disputed the information on my credit report and was directed to make a complaint here as well. I have contacted the company for the original debt and they have not responded. Thank you.
Laura Woodring
2701 Leary Lane #99
Victoria, TX 77901
[protected]
[protected]@aol.com

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MacBoy
MacBoy
Cincinnati, US
May 08, 2009 6:15 pm EDT

Rip-Off artists - take over an account, add PHONY charges, fees, then pass it on to Ambulance chasers to try and collect -

Notified State Attorney General who is bring Fraud & Embezzlement charges against them.

Always be alert
Always be alert
, US
Apr 11, 2013 7:42 am EDT
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LVNV Funding, LLC is a bottom feeding debt buyer. In 2011, they settled a pending lawsuit out of court for $12.5 Million. Some of the alleged violations included: Collecting without a license, filing false, bogus affidavits in attempts to get a summary judgement against debtors, Intentionally misrepresenting the amount the debtor owes, and, filing cases where they didn't even have the proof needed to show they had a right to sue the debtor. Of course they never admitted to any wrongdoing. Twelve and a half million dollars sure seems like a lot of money to cough up if they didn't do anything wrong...You sending them a validation request may very well get ignored by this company...Ask your attorney to send the request on the attorney's letterhead. This is usually enough to get them to back off and look for easier prey...You see, a letter from the 'debtor's' attorney tells them you mean business, and they will have to spend a lot more $$ to pursue you. In most cases, debt buyers don't have valid proof to back up their claims, that is, if the debt is even legit in the first place. So, instead of throwing money at a 'debt' they know they can't prove, they simply move on...

MacBoy
MacBoy
Cincinnati, US
May 08, 2009 6:16 pm EDT

They should be in JAIL !

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11:31 pm EST
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LVNV Funding On my credit report

I found a company on my credit report called LVNV funding in the amount of 1580.00 for Portfolio RC. After checking into things I don't know either one, and would like them checked into please because it's a charge I have never heard of.
Thank You,
Danette Larson

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sexithang
Oklahoma City, US
Jul 29, 2014 8:53 pm EDT

Lvnv showed up on my credit report for an account they said I opened up on 06-1-12. That is such a lie! *columbia house*! I never orderedanything from them! Lvnvllc took my credit score down 90 points! I'm working with the National Credit Federation. See I pay them. And its run by lawyers, so them lowdown mother@#$#%! ain't gone get away with this! I reported this to my rep yesterday and she is on it now. They dont know who they messin with!

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thatnameisalreadytaken
Albany, US
Nov 30, 2012 12:42 am EST
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One of your credit accounts must have been charged off and sold to a debt collector. Don't worry, they will find you, eventually.

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6:14 am EDT
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LVNV Funding Awful company

LVNV funding is suing me for $909.19 plus court cost because of an old debt they purchased for pennies, the original amount was $498. I tried to pay this debt when I first found out it had been turned over to a collections agency, but they just talk down to me. LVNV funding is taking advantage of people, especially in today's economy, their paying pennies and collecting dollars, this doesn't seem right.

Isn't that called unjust enrichment, this is not their debt, they bought it which means they choose to lose money, by the way, the attorney for LVNV funding has an unlisted phone number.

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CGKrgr
, US
Nov 19, 2023 1:43 am EST

I had a similar experience with LV N V funding. they bullied me repeatedly and declined to give me any information. I was never sent an initial summons. I was never sent complete documentation.

I paid under duress because of the pressure not find any resources such as this, where one I could pursue complaint.

If there has already been a judgment and a default, and the individual has tried to pay back the debt( which I tried to numerous times, and the company would not accept the money), how does a person pursue a company to pay a debt which has been discharged and then purchased by LVV funding, who then pursue a lawsuit against the individual.?

if a debt is discharged, it means it is discharged. I was in the hospital for life-saving surgery and recovering for more than nine months. during the time that this alleged debt was discharged and purchased.

The method they use is to bundle a large number of all of these small debts (very small debts, actually), and then pursue all these individuals as a group.

I paid what was asked for which included a tremendous amount of interest and fees. And the original amount was only $310 but LV N V funding that more than $1200 and pursued me with a lawsuit in small claims in my city. And bullied me into paying it saying that it would all be off my record. Yet it is not off my record.

This is something that can destroy people. It is absolutely ridiculous that in our country, a small, dead easily discharged with a judgment against somebody which goes on their credit report, then a lawsuit, which goes on their credit report for an extraordinary overcharge, then pay salaries in a “funding company“ to continue to oppress and bully more people for more money than they should be paying this is clearly usury.

It may be technically legal, but it is an immortal assault against citizens.

This system needs some serious reforms in order to protect consumers from this company, LVNV funding.

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