Afribank review: I need a loan

In 2008 my ex wife made an application for a loan without my knowledge. Now I need Afribank to help me with a loan to pay my debt I am declined. On investigation I realise that a loan was not honoured in my name. She did this when we were seperated as we have since divorced.

I have recently taken a loan from Nedbank now I want to consolidate all my debt and prepare myself for January as children are now at University.

I need help.