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Think Cash

Think Cash review: Deceptive business practices! 85

C
Author of the review
12:00 am EDT
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I took out a $2,000 loan from "Think Cash" - an on-line loan business. Part of their agreement is that they send you e-mail reminders of when payments are due. For the first two months they did. I have reimbursed them ON TIME.

They recently STOPPED sending reminders... as they agreed... and money is taken from the account. They are not reliable and it has cost me more money than I ever expected. DO NOT utilize THINK CASH.

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85 comments
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LetDown18
, US
Oct 09, 2007 2:53 pm EDT

One more thing, my auto deposit is going in again in two days. If it is absorbed by some false/bogus place. I will take legal action against bank of the west.

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Dione Stephens
,
Sep 28, 2007 5:13 pm EDT

I agree that it is your responsibility to pay back the loan and you don't need a reminder although some people do need a reminder because they may have lazy brain syndrome. Don't get sucked into these situations. Most businesses will work with you . If you have to have it get a car title loan at least you have 30 days to pay back not 2 weeks.

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John Smith
,
Sep 27, 2007 11:00 am EDT

You have to have an IQ of four to use these services. You realize that you're paying 365% APR for each 1,000.00 you borrow right?

###.

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Melissa Shirley
,
Aug 24, 2007 7:07 pm EDT

Yeah it is your responsibility to know when your payments are due. Log on the site and look. they have it in your account.

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James
,
Jul 24, 2007 9:54 am EDT

I don't see how this is a complaint. If you agreed to repay on certain dates, why do you need a reminder? They tell you the dates and amounts on the loan agreement and you agreed. They paid you the money and you agreed to the terms and conditions, so you should repay as agreed, even if it means they do you remind you.

If you loaned someone money, you would not like it if you had to call and bug them each time they pay you a piece of the money back, you would hope that person was of good character and would show up with the money.