The Bond Group review: financial planner/consultant 3

Are you One of them………..
Some Tamils feel the need to compare themselves with one another and they feel good looking at other people's pain. They thrive off of gossiping when others are suffering. You will find these kinds of people in almost every community, however; at times you wonder if Tamils have the most. After all, they know it is all based upon lies made by some bullies in the Tamil community. Now, they play the victim's card to manipulate others into thinking that they are the victims in this situation, yet they are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has to do with title insurances and fraud mortgages. Rather than proceeding with an investigation to find out what really happened and to inform the public. The mislead the Tamil community into thinking that this second mortgage was a fraud mortgage. Nevertheless, this was a legitimate second mortgage loan that they borrowed as a mortgage loan, and the borrowers failed to pay. This media needs to make the Tamil community aware that a mortgage loan needs monthly payments and NOT to default on it, nor blame the lenders for the borrowers failure to do so. It seems like
this particular Media is promoting the Tamil community not to pay mortgages. What is interesting is that these people who engaged in this negative and misleading social media messages, have gotten their life shortened and they have become mentally ill, due to this. Why do we care about what others have failed, such, as people didn't pay their mortgage payment or their personal debt. When there is no way, we can or should control their life's outcome? Again, are we willing to pay off their mortgage payments or their debt's. NO, but we like to support them with their comments and empty hands (Nobody coming up with money to make payments for them). A prime example of this is, Lady Yamunakumari Nithiyanathan, who has damaged many people's lives and reputation. This includes a big lost for many financial institutions that are till this day, have not received any payments from her. People who believe in the Gospel will never do such a thing, but we see the opposite from these people, including these Priests, in the picture. I hope this message may
change These Tamil People's Thought Process towards a positive direction. STOP cyber bullying and try to be a good human being. My name is Carolyn and a White person, who knows Mr. Thiru and all his Investors very well. They all follow the law with their own lending terms & conditions when they invest/lend their own money, similar to a bank or trust company would do. Many people are very saddened by the recent "Fake social media messages" that have affected Mr. Thiru's family, Lender's Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner.
They always act on behalf of the Investors & Lenders and make sure the underwriting & due-diligence is very sound so that bad people and fraudster can't run away with the mortgage money. This has happened about 3 times in the past, somehow; the Lenders have recovered most of the money. Now, there are people like Patrick and his wife who tried to run away without paying the mortgage. As per my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00 and given to one of their Tamil friends, as a loan for a higher interest return, when their friend stop making the payment, the family problem started between the
couple. They stop making payment to Scotiabank mortgage, second mortgage, property taxes, condo fees, and both filed bankruptcy. They planned beforehand then made a different story to Tamil community via social media. But the truth has been prevailed through the Superior Court and the Appeal Court. Mr. Thiru makes articulate and precise decisions for his investors, where he is the forefront of the team for the Investors, such as, collection letters, Court proceeding when/if the borrowers didn't make the mortgage payment, Eviction proceedings and property sale proceedings to recover the investor's money. All these STEP's are
taken to protect and recover the Investors money (Mortgage Money). It's easy to play the victim, looking at what others have done to us, rather; ask yourself some question, Why do you take this mortgage? How many payments are you behind? Why is it ONLY happening to you? While the Lenders has many other mortgages and borrowers, why don't they have this kind of payment problem. That will answer your entire question. Firstly, you're in default of mortgage payment and you have failed from your financial obligation to the Creditors. Even if a bank, they will
proceed with a legal action to recover their funds. It's easy to look at others and point fingers. I envy Mr. Thiru and his position where he has to run with a time line to recover his Investors money. Mr. Thiru and his Lenders are the real victims, because they gave the mortgage money to some bad Tamil borrowers. So, what's the antidote to this kind of envy and jealousy? How can we move this external focus inward and turn frustration and disappointment into a motivating good people like
Mr. Thiru. Only take the facts and try to avoid all negative opinions, like what we have here in this website page. I would ask people using Social Media, are you promoting the bad people and their bad behaviours or promote the good peoples and their success. Let's move to the truth of the matter with property 29 Edenpark Drive, Brampton. As you know, an Investor, and a Lender, when lending out money, normally full appraisals are taken and property owners have to meet with appraisers, as well as Lender's inspectors prior to the Lender's loan approval. Then, send the money to
their Lawyer's to do their legal work to complete the final transaction. The borrower and his spouse have their own lawyers to act and advise them. Once all matter has been satisfied by the lawyers ONLY then will the mortgage funds be advanced.in some cases, the borrowers default on their mortgage payments, Lenders and Mr. Thiru are in the front to proceed with the legal action against the borrowers. This includes following up with lawyers, attending the Courts, dealing with police or sheriff, they follow the law & order, evict the owners and sell the property & recover
the investment. These dishonest borrowers can't run away with the Lenders money, like what Yamunakuari, Nimalan Gunarajah & Suthanthy Aravinthan have done in the past to many banks and did the same to the private investors. It is very simple if you borrow money make the mortgage payment, if not, the Lenders have to follow the law and take legal action to recover the investment money. Patrick Paskaran Joseph and his wife Gnanamalar Shanmugam were trying to run away with the
mortgage money; the lender proceeded with legal action and further with the foreclosure of their property to protect and recover the investor's money. Now, all of these people can NOT borrower any money from any banks and Trust companies.

Let's go step by step:
Who came to borrow the money from Mr. Thiru's Investor? Patrick Paskaran Joseph, NOT THE OTHER WAY AROUND. The Lender gave $100, 000.00 as a second mortgage, the borrower's received the 2 nd mortgage advance money through the borrowers lawyers, with one-year open term at 12% was advance on October 02/2015; Patrick Paskaran Joseph did received the certified cheque payable to him via Lawyers and in return Mr. Patrick Paskaran Joseph gave his personal cheques for the mortgage payment, most of them returned as NSF (No sufficient funds in the account), Patrick Paskaran Joseph has communicated with Mr. Thiru and Lender via
text messages, phone calls and made some of the NSF payments in total only paid 4months payment in the period of 2 years and 5 months, plus mist property taxes and condo fees. After several collection calls and meetings with Mr. Patrick. On or about after 6 months of Non-payment of mortgage, Lender's lawyer proceeded with legal action. These people haven't followed the Canadian mortgage contract law and failed to pay their mortgage loan, as per the loan agreement and charge; Lender has
followed the Canadian legal system and obtained a Judgment on March 07/2017. The borrowers and their lawyer defended this action; both Patrick Paskaran Joseph and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru have been very patient over 2 years now. The Owner has not paid property taxes,
condo fees and kept the property full of garbage. It took 4 people to clean up for the whole day. Now, Investors have possession of the property jointly with Scotiabank and the subject property will be sold to recover lender's money. Already, many people have seen it and are putting in offers. As per lender's lawyers investigation, on April 18 th /2018 these both borrowers have filed Bankruptcy on or above 2017 to intentionally fraud the lenders from the subject property. It is very clear these borrowers had a plan to defraud the lender, but Mr. Thiru, lender and lenders lawyer STOP this criminal. It took us over 2 years and all the Court costs, property
taxes, condo fees, Scotiabank mortgage payment, Lock smith payment, property management cost, clean up cost, property renovation and second mortgage payment are paid by the lenders. See the attached documents, you must encourage everyone to Not miss a mortgage payment and if they can't make it, the borrowers/owners have the option to sell the property and settle all the mortgage debts.in the mortgage lending industry, we only see 3% to 4% end up in power of sale or foreclosure situation. There is a very positive outcome from all this; many people contacted me and Mr. Thiru for private mortgage investments, where they can make
12% return on their investment, they all understood our unique underwritings and due-diligence systems, which has protected our investors. After all, God still protects and rewards the good people.