jack jameson review: greed 6

Count me in too

count me in on the class action suit!

They are doing the exact same thing to me. I found a great package for only $37 on the internet that has all the documents you need to fight these [censor]s. (go to http://www.howtorespondtoasummons.com) It includes a "cease and desist order" and tells you who to send it to (many agencies). Suttell & Hammer are fighting dirty in that they are not filing with the court--so you have no real proof that you sent them anything. If it HAD been filed with the court, you would send the court copies of everything you send to Suttell. And that protects YOU. Because of their tactics, we don't have that protection. So, the next best thing is to send all the documents (included in the package mentioned above) to everyone who gets the Cease and Desist order. And make sure you let that S&H know you are doing this--this is the ONE scare tactic that make them stop. They are preying on our ignorance, and it's time the System stopped these predatory practices.

I'm game for a class action suit, too. Are Any decent attornies reading this?

I do wish there were a class action lawsuit against Suttell and Assoc. right now, but there isn't. Not enough people have come forward to proceed.

It is illegal for them to withhold a full statement of account. Threaten to report them to the Federal Trade Commission. It is illegal for them to add to your debt if they are not the original creditor. Threaten to report them. It is illegal for them to withhold proof of the debt (which must be in the form of a facsimile of your contract WITH your signature on it). Threaten to report them.

What you need to do now is to hit these guys with everything you have. You need to go to the following Website to get your copy of the Fair Debt Collection Practices Act so you know your rights:

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

There are also many videos and Web pages there that will help you understand your rights.

For a little bit of non-legalese, you should browse around this site: http://nedap.org/hotline/fdcpa.html

S and A may not add fees to your debt if the debt was written off as noncollectable. There are a lot of things which they cannot do, but still attempt. For example, when you demand proof of a debt, the law requires them to stop all collection activities for a period of 3o days or until they provide you with a copy of the original contract with your signature on it. With me, they gave me an affidavit from the original creditor (a paper saying, "Hey! He owes us money!" which did not meet Federal collection requirements AND they filed a court case against me THREE days after I disputed the debt and demanded the proof of debt instead of ceasing activities.

Read the FDPCPA carefully! Look for EVERY violation which S and A has made. You can sue them and get $1000 plus attorney fees for their violation. If people don't fight back against these thieves, they will not stop.

Also, make sure that you file a complaint against S and A on the FTC.gov Website. The Federal Government will punish them too.

I finally have them off my back, but it's not a pretty story. I missed being able to follow my own advice because I got court dates mixed up. I realized though, that bankruptcy was the best way for me at that point because I had absolutely nothing to loose. Just remember that bankruptcy should always be your last resort. You can beat these guys as long as you can prove they broke debt collection law.

Best wishes!

Would like to know more about fighting SUTTELL and Associates. We've been paying on a judgement for over a year now and they keep raising our debt without providing us any proof or reason or statement. We asked for a statement multiple times, and finally got sent a list of our payments and a total due. Still don't know how they came up with that number. No accountability at all! How does one get involved in the class action suit?

But have you reported them to the FTC.gov Website and the State Attorney General?

Suttell and Associates have also fraudulently started a court case against me by saying that I failed to respond to their (fake) court summons. (You see, it was not approved by the Superior Court of Washington State for Snohomish County. It didn't have a court case and it didn't have any court official's signature.)

I am going to court with them on the 9th of September and will rake them over the coals since I have proof from the Unites States Postal Service that I sent and that they (Suttell and Associates) received the letter that they say I didn't send.

Also, my first correspondence to them was disputing the debt which mean that they couldn't legally file a court case in the first place.

I also demanded proof of the debt's validity in the form of the signed contract, which the law also demands. Instead, they said they didn't receive the letter and went straight for the default hearing. This is also fraud and is covered under the Fair Debt Collection Practices Act.

I suggest you get a copy of this from the FTC and read it very carefully. It will show you how to deal with the debt collectors, especially those that are breaking Federal Law by violating these statutes.

Suttell and Associates is just a bunch of bullies an a member of the bottom feeding, debt collector class. Do every legal thing you can to cause them as much trouble as you can.

I'm looking forward to the class action law suit so we can bring down and destroy these lying, thieving losers once and for all!