Fast Track Debt Relief — Credit Advocates are thieves
I went with them to try to get out from under past medical and current medical debt. They draw you in by saying they can lower the amount you own through them working with your collectors on settlement for dimes on the dollar. You have to have a certain percentage in the account they set up for you before they start sending the collector settlement letters and bargaining the amount owed. If you cancel before your contract ends they keep the entire retainer cost and the service cost for the months you were in their “program”. I paid nearly 3, 000 and canceled before my contract ended and only got a refund of 300.00. They told me that I wouldn’t be able to file a certain chapter of bankruptcy and couldn’t answer all my questions either. If able just file bankruptcy since that’s what I have to do now.